About Us


Pennyshelters Agriculture & Rural Development Initiative (Microfinance Institution) is a non-governmental organisation aimed at providing financial services to low income earners, artisans, civil servants, traders, unbanked and underbanked Africans, e.t.c.


We are committed to promoting financial inclusion and empowering our members through the creation of innovative micro financing products that will improve their standard of living.


Our Mission

Our mission is to empower our clients with access to affordable financial services, promoting economic growth and development.


Our Vision

Our vision is to be a leading provider of accessible, affordable financial services to underserved communities,promoting financial inclusion,reducing poverty, improving the economic wellbeing to achieving financial stability.


Our Values

Integrity:
We operate with transparency, honesty, and accountability in all our dealings.

Customer Focus:
We prioritize our clients' needs, providing them with quality services and support.

Innovation:
We continuously seek innovative solutions to improve our services and operations.

Teamwork:
We foster a collaborative work environment, valuing diverse perspectives and expertise.

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Our Track
Record


We have been able enhance and improve the standard of living of over 10,000 Nigerians in areas and states where we operate. We are very proud of the milestone we've achieved over the years and we look forward to help more Nigerians live comfortably without breaking the bank.

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